[McQuackers]

roadster lambo:
Your problem is stemming from the fact that there are, in fact, TWO library folders.

When you boot up WinSCP, you most likely will see Library with folders like "Address book" and "Keyboard"

Look left of all that to the filing system pane, and double click "/ <root>"
Click the + sign by it now, and you'll see ALOT more folders.

One of the subfolders of "/ <root>" is Library, and THIS is the Library folder you want.

It puzzled me to hell as well, until I got fed up and repeatedly clicked the "Up One Level" icon. And then I saw all those other folders I didn't before, heh.



Albior:
I just jailbroke my phone yesterday (I'm a complete noob too) and it's actually pretty easy.
Just MAKE SURE to back up your iPhone via iTunes before jailbreaking it.
Once you do jailbreak it, one of the first things you want to do is go to Cydia and download these 3 apps:
Open SSh
Customize
Winterboard

Winterboard is essentially the plug and play theme program, so you can implement all these slick looking themes you find here, and you can download complete themes via Cydia as well.

Customize is more of the 'frankenstein' theme method, where you can mix and match the smallest elements.

and then Open SSh, all I know about that is that it's important hahaha.